Retirement Savings Account

Retirement will come sooner than you think!

With the passing of a new year, retirement will be here before you know it!  It’s never too early or too late to start saving for your retirement so consider opening a Retirement Savings Account at Viriva Community Credit Union to get started!

We make it easy – get started with as little as $5.00 by opening an IRA SHARE ACCUMULATION ACCOUNTor choose to open a 6, 12, 24, 36, 48, or 60 month IRA Term Share Certificate (minimum deposit of $500.00).

At Viriva Community Credit Union, you can find the right product to protect and grow your hard earned retirement funds!

  • ROTH IRA – Offers tax free growth and you owe no tax when you withdraw in retirement.*
  • TRADITIONAL IRA – Offers tax deferred growth and, if you qualify, your contributions may be tax deductible.*
  • COVERDELL EDUCATION SAVINGS ACCOUNT (ESA) – Allows you to receive tax free dividends when you use the funds towards a qualifying educational expense for your child.*

CONTACT Viriva Community Credit Union  to obtain an IRA comparison chart or ESA brochure, or LEARN MORE NOW.

*Program restrictions apply. The above IRA information is not intended as tax advice. Please consult a tax professional.