Exclusive Loan Savings

Receive exclusive member loan savings!

As a valued member of Viriva Community Credit Union, you can receive exclusive loan rate discounts on your next Signature or Vehicle Loan (up to 0.75% APR*). Check out some of our member loan rate discount options below.



Available loan rate discounts include:

  • New Member Discount: 0.25% – Must be used within 90 days of your membership date.
  • First Time Car Buyers Discount: 0.25% – Available for members financing an auto loan for the first time.
  • Automatic Repayment Option Discount: 0.25% – When you select to repay your loan via payroll deduction/direct deposit from your employer.
  • Checking and Active Check Card Discount: 0.25% – An active Check Card is defined as having at least 5 signature based transactions each month for the past 6 months.
  • Paid Off Loan Discount: 0.25% – For members that recently paid off a loan with Viriva Community Credit Union.


Open a savings account with a minimum deposit of just $5.00 to join Viriva Community Credit Union! Submit an ONLINE MEMBERSHIP REQUEST now!

LEARN MORE about the Viriva Community Credit Union difference!


*APR= Annual Percentage Rate. Loan discounts apply to closed-end, fixed rate Vehicle Loans up to 84 month term and closed-end fixed rate Signature Loans up to 60 month term. Discounts cannot be applied to promotional rates. Total maximum loan discount available per member, per loan shall not exceed 0.75%. Loan approval not guaranteed and is subject to individual credit worthiness. Other restrictions may apply. CONTACT US for complete details.

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