Credit Cards

Select The MasterCard® Platinum Credit Card Program That Fits Your Interest!

Viriva offer three MasterCard® Platinum Credit Card programs. Members can choose to apply for our:

  1. MASTERCARD® PLATINUM REWARDS CREDIT CARD PROGRAM*;
  2. MASTERCARD® PLATINUM LOW RATE CREDIT CARD PROGRAM*; or
  3. MASTERCARD® PLATINUM SECURED CARD PROGRAM* (to build or re-build your credit).

Our programs include features like:

  • No Annual Fee
  • 25 Day Grace Period for Purchases
  • Low Monthly Payment – 3% of the outstanding balance or $25.00
  • Review account activities, check balances, and make payments within It’sMe247 Online Banking anytime and anywhere you have Internet connection
  • Low Balance Transfer Fee
  • Worldwide Acceptance
  • MasterCard®’s Zero Liability Policy

COMPARE to see how your credit cards stack up, or

APPLY ONLINE NOW!

NOT A MEMBER?

Open a savings account with a minimum deposit of just $5.00 to join Viriva! Submit an ONLINE MEMBERSHIP REQUEST now!

LEARN MORE about the Viriva Community Credit Union difference!


 


MasterCard® Platinum Rewards Credit Card*

With a Viriva MasterCard® Platinum Rewards Credit Card your everyday purchases can help you earn points towards your next vacation getaway, a brand name gift, or a once in a lifetime experience.

Earn rewards points on everyday purchases and turn your points into rewards that you can truly enjoy. Our MasterCard® Platinum Rewards Credit Card program is powered by ScoreCard® Rewards.  Every time you use your card, you’ll earn 1 point for every $1 in qualifying net retail purchases.

You can redeem your points for:

  • Name Brand Merchandise
  • Flight Awards
  • Hotel, Car and Activity Awards
  • Cruises or Vacation Awards
  • Plus – earn extra points for qualified purchases like airline tickets and cruises.

ScoreCard Rewards offers an easy to use redemption website and provides members with one-stop travel reservations. Call ScoreCard at 1-800-854-0790 or visit WWW.SCORECARDREWARDS.COM to to redeem your points now.

APPLY ONLINE NOW!

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MasterCard® Platinum Low Rate Credit Card*

For those members who are more interested in a lower rate versus a rewards card, we also offer a MasterCard® Platinum Low Rate Credit Card program with variable rates starting as low as 7.90% APR*.

Transfer your balance to our lower interest rate credit card and start saving today!

APPLY ONLINE NOW!

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MasterCard® Platinum Secured Card!*

Viriva’s MasterCard® Platinum Secured Card provides many of the same features as our other Platinum programs. With this account, you can use it to build your credit, for no-credit applicants, or re-build your credit.

The MasterCard® Platinum Rewards Credit Card program is not available to secured card holders, however, those card holders may re-apply at any time, after issuance of a MasterCard® Platinum Secured Card, for a non-secured MasterCard® Platinum Low Rate or MasterCard® Platinum Rewards Credit Card. When you open a MasterCard® Platinum Secured Card a share pledge of 150% of your credit limit is required. If you default on this account, the Credit Union will apply the shares pledged toward the repayment of any amount owed on your MasterCard® Platinum Secured Card.

APPLY ONLINE NOW!

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*Approval based on credit evaluation. CLICK HERE for complete program details.



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