Credit Cards

Select The Mastercard® Platinum Credit Card Program That Fits Your Interest!

  1. REWARDS CREDIT CARD

  2. LOW RATE CREDIT CARD

  3. SECURED CREDIT CARD (Establish or Re-build Credit)

Program Features:

  • No Annual FeeViriva MasterCard
  • 25 Day Grace Period for Purchases
  • Low Monthly Payment – 3% of the outstanding balance or $25
  • Review account activities, check balances, and make payments within It’sMe247 Online Banking anytime and anywhere you have Internet connection
  • Low Balance Transfer Fee
  • Worldwide Acceptance
  • Mastercard’s Zero Liability Policy

COMPARE to see how your credit cards stack up.

APPLY NOW!

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Open a savings account with a minimum deposit of just $5.00 to join Viriva! Submit an ONLINE MEMBERSHIP REQUEST now!

LEARN MORE about the Viriva difference!



Mastercard® Platinum Rewards Credit Card*

With a Rewards Credit Card your everyday purchases can help you earn points towards your next vacation getaway, a brand name gift, or a once in a lifetime experience.

Earn rewards points on everyday purchases and turn your points into rewards that you can truly enjoy. Our Mastercard Platinum Rewards Credit Card program is powered by ScoreCard® Rewards.  Every time you use your card, you’ll earn 1 point for every $1 in qualifying net retail purchases.

You can redeem your points for:

  • Name Brand Merchandise
  • Flight Awards
  • Hotel, Car and Activity Awards
  • Cruises or Vacation Awards
  • Plus – earn extra points for qualified purchases like airline tickets and cruises.

ScoreCard Rewards offers an easy to use redemption website and provides members with one-stop travel reservations. Call ScoreCard at 1-800-854-0790 or visit SCORECARDREWARDS.COM to to redeem your points now.

APPLY ONLINE NOW!

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Mastercard® Platinum Low Rate Credit Card*

For members interested in receiving the best rate possible, our Low Rate Credit Card program may be a better choice for you. Variable rates are currently as low as 8.15% APR*.

Transfer balances from your high rate credit cards to a Viriva Low Rate Credit Card and start saving today!

APPLY ONLINE NOW!

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Mastercard® Platinum Secured Card!*

Viriva’s Secured Credit Card provides many of the same features as our other Platinum programs. Use this account to establish your credit, for no-credit applicants, or re-build your credit.

A share pledge of 100% of your credit limit plus an additional $200 is required to open a Secured Card. If you default on this account, the Credit Union will apply the shares pledged toward the repayment of any amount owed on your Secured Card.

The Platinum Rewards Credit Card program is not available to Secured Card holders, however those card holders may re-apply at any time, after issuance of a Secured Card, for any of our non-secured Mastercard Platinum programs.

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*Approval based on credit evaluation. CLICK HERE for complete program details.



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