Credit Union membership begins with a Share Savings Account

A Share Savings Account solidifies your membership in Viriva. The minimum balance requirement is just $5 and must be maintained to remain a member and benefit from all of Viriva’s services.

At Viriva, your money is secure! Savings and IRA Accounts are insured separately by NCUA, the National Credit Union Administration, up to at least $250,000 each. READ MORE about how you can maximize your NCUA insurance coverage.

Secondary Share Savings Accounts

Whether starting a savings plan or saving towards a goal, Secondary Share Savings Accounts are an excellent way to save for the short and long-term. Set aside funds for expenses like tuition, vacations, or emergencies while earning dividends (interest) at the Share Savings rate.

Popular Secondary Share Savings Accounts include Holiday and Vacation Savings Accounts. It’s a worry-free way to save for holiday shopping and/or vacation fun! Dividend bearing Secondary Share Savings Accounts can be opened at any time during the year with just a minimum deposit of $5 to start and the funds are accessible to you whenever you need it! You can save by depositing funds through:

  • Payroll Deduction
  • Automatic Transfers from your Savings or Checking Account
  • Regular deposits in person or by mail

How to open Secondary Share Savings Accounts

Existing members can open additional Secondary Share Savings Accounts, including Holiday and Vacation Savings Accounts or name your own account, by logging in to IT’SME247 Online Banking or give us a call today!

  • Once you are logged in, hover over the “New Accounts” menu tab
  • Clink on the “More Share Info” option
  • Under the “Available Online” column, click on “Open” within the Secondary Share account type line item
  • Follow the instruction on the next screen to fund your newly opened Secondary Share Savings Accounts.

Customize Your Account – Once your Secondary Share Savings Accounts is open, hover over the “My Accounts” menu tab and select “Nicknames” under the “Setup” header. Type in your preferred nickname, such as Holiday or Vacation Savings Account and click “Update My Nicknames” to save your changes.


Open a savings account with a minimum deposit of just $5.00 to join Viriva Community Credit Union! Submit an ONLINE MEMBERSHIP REQUEST now!

LEARN MORE about the Viriva Community Credit Union difference!

« Go Back