Credit Union membership begins with a low minimum balance Share Savings Account.

A Savings Account solidifies your membership in Viriva Community Credit Union. The minimum balance requirement is just $5.00 and must be maintained to remain a member and benefit from all Credit Union services. Members can contribute to your Share Savings Account through payroll deduction, ACH deposits, automatic transfers, or simply by mailing or stopping by a Viriva Community Credit Union branch to make deposits.

At Viriva Community Creidt Union, your money is secure. Savings Accounts and IRAs in the Credit Union are insured separately by NCUA, the National Credit Union Administration, up to at least $250,000 each. READ MORE about how you can maximize your NCUA insurance coverage.

Sub Savings Accounts

Whether starting a savings plan or saving towards a goal, Sub-Savings Accounts are an excellent way to save for the short- and long-term. Set aside funds for expenses like tuition, vacations, or emergencies while earning dividends (interest) at the Share Savings rate.

Popular Sub Savings Accounts include Holiday and Vacation Savings Accounts. It’s a worry-free way to save for holiday shopping and/or vacation fun! Dividend bearing Sub Savings Accounts can be opened at any time during the year with just a minimum deposit of $5.00 to start and the funds are accessible to you whenever you need it! You can save through:

  • Payroll Deduction
  • Automatic Transfers from your Savings or Checking Account
  • Regular deposits in person or by mail

Existing members can open additional Sub Savings Accounts, including Holiday and Vacation Savings Accounts or name your own account, by logging in to IT’S ME 247, our online banking service or give us a call today!

Additional instructions on how to open a Holiday or Vacation Savings Account within It’s Me 247:

Once you are logged into It’s Me 247, hover over the “New Accounts” menu tab. From there, clink on the “More Share Info” option. Under the “Available Online” column, click on “Open” within the Secondary Share account type line item, then follow the instruction on the next screen to fund your newly opened Sub Savings Account.

Once your Sub Savings Account is open, hover over the “My Accounts” menu tab and select “Nicknames” under the “Setup” header. Type in your preferred nickname, such as Holiday or Vacation Savings Account and click “Update My Nicknames” to save your changes.


Open a savings account with a minimum deposit of just $5.00 to join Viriva Community Credit Union! Submit an ONLINE MEMBERSHIP REQUEST now!

LEARN MORE about the Viriva Community Credit Union difference!

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