Mastercard Credit Card

Sink your teeth into this great rate

Introductory Mastercard® Credit Card rate of 1.99% APR* for 6 months and as low as 8.15% – 18.00% thereafter. Offer expires Nov. 30, 2017. 

Stop high-rate credit cards from taking a bite out of your budget. Bring more flexibility to your finances when you consolidate your bills and lower your interest rate! Act now and load up on the savings – we’ll waive the balance transfer fee.

  • No Balance Transfer Fee
  • No Transaction Fee
  • No Annual Fee
  • Earn ScoreCard® Rewards points redeemable for merchandise and more
  • Zero liability protection against any fraudulent activities that may occur
  • 25 Day Grace Period for Purchases


Compare these department store cards with Viriva

Online Balance Transfer form

CLICK HERE to submit a balance transfer request through our secure forms portal!

For faster response, submit the form directly within It’sMe247 Online Banking! Follow the steps below.  

  • Log in to It’sMe247
  • Navigate to the “Info Center” tab
  • Click on the “Transfer Credit Card Balances” link.

Need an It’sMe247 login? Contact us today to set up your temporary login information!

*Promotional 1.99% Annual Percentage Rate (APR) applies 6 months from date of the first eligible transaction made between 10/1/17-11/30/17. Eligible transactions: For existing cardholders, balance transfers. For new cardholders, purchases and balance transfers. ScoreCard Rewards points earned on purchases only. Multiple transfers up to card limit permitted. Balance transfer fee waived during promotional period. Transfers of other Viriva balances ineligible. Interest on transfers begins to accrue on transfer date. APR between 8.15 – 18.00% based on your creditworthiness applied to any promotional balance left after 6 months. Minimum card limit $500. Approvals based on our underwriting standards. Contact us for details. **Comparisons done Oct. 2017 and are for illustrative purposes only. All trademarks property of their respective owners.