Learning Library

Vacation Loans

Vacation Loan Rates As Low As 7.50% APR* Summer’s almost over! There’s still time for you to take the trip of a lifetime with our super-affordable Vacation Loan. Rates as low as 7.50% APR*. Promotional rates expire August 31, 2017. APPLY ONLINE NOW! With rates this low, you can do just about anything! Stroll the […]

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Back-To-School Savings Tips

Save on your back-to-school shopping by following these tips If the thought of all that back-to-school spending makes your head pound, you’re not alone. For many of us, Back-to-school shopping can take a toll on the family budget. The National Retail Federation reports that parents of children entering kindergarten through 12th grade plan to spend […]

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Win A Bose Wireless Soundtouch

Enroll in Bill Pay For A Chance To Win A Bose Wireless Soundtouch Pay bills the fast and convenient way with our Electronic Bill Pay (EBP) service. LOG IN TO IT’SME247 ONLINE BANKING and click on “Pay & Transfer”, then “Enroll” to sign up for this convenient service. Utilize EBP to issue at least one payment […]

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Viriva’s Free Checking Account

Cool off your checking fees and switch to Viriva’s Free Checking Account! There’s no minimum balance required and no monthly fees to worry about. You’ll have unlimited check writing privileges as well as the ability to download cleared checks at no cost through It’sMe247 Online Banking. You can even request to receive your first 50 […]

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Visa® Gift Cards

If It’s Worth Celebrating, Our Visa® Gift Cards Are The Perfect Gift! Gift cards are great gift ideas for Weddings, Graduations, Birthdays, Holidays or simply to say Thanks! They can be used anywhere Visa® is accepted. Viriva’s Visa® Gift Cards can be purchased for any amount between $10 and $1000. Members can purchase a Viriva […]

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Save On Your Summer Vacation

6 Ways To Save On Your Summer Vacation The open road is calling and your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? Ideally, a plump vacation fund is the way to go. Unfortunately, though, many of us don’t think about […]

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EMV Chip Debit Card Upgrade

Members will soon be able to enjoy the benefits of EMV chip technology when using their Debit Card! Here’s what you need to know: Use your card at any merchant that accepts Mastercard® Debit Cards. Your card can be used at chip & non-chip terminals. There are no added costs or fees. The new chip […]

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Charge Your Phone In Public?

Charging Your Phone In Public? Watch That Port! Smartphones have become ubiquitous, and having a charged cellphone provides a sense of security. That’s why, when the battery meter starts to dip, a cold sense of panic rises in your stomach. Many public places have begun to adapt to this change by providing USB ports in […]

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Youth Budget Building Activity

Educate your child about the importance of budgeting with this simple, yet challenging, budget building activity! Though it’s hard to believe it when you’re knee-deep in their laundry and begging them to do their homework, your little ones won’t be young forever. Some day, they will be all grown up and have homes of their […]

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Chip EMV Technology

The Scoop On Chip EMV Technology Are you a swiper or a dipper? Chances are, you have at least one EMV chip-enabled card in your wallet. EMV, which stands for Europay, Mastercard and Visa, was introduced in the U.S. about 18 months ago. The cards are also called smart cards, chip cards and smart-chip cards. […]

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How To Get A Summer Job

How To Get A Summer Job: A Guide For Students Of All Ages Summer is almost here. That means it’s time to start planning trips, camps and summer jobs. Though most schools won’t end for another few weeks, it’s wise to start thinking about summer work now. The time frame for hiring can take up […]

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Improving Your Credit Score

Save Money By Improving Your Credit Score If you’re suffering from a low credit score, you are not alone! Millions of people in the U.S. have credit scores so low they have a hard time getting loans with good rates and terms. Improving your credit score can save you thousands of dollars in loan interest fees. […]

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“CAN YOU HEAR ME” SCAMS

“CAN YOU HEAR ME” SCAMS The FEDERAL COMMUNICATION COMMISSION (FCC) recently published a consumer alert warning consumers about a scam where callers seek to get their victims to say the word “yes” during the call. The response is recorded and later used to authorize fraudulent charges. All Viriva members should be aware that we would […]

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Retirement Savings Account

Retirement will come sooner than you think! With the passing of a new year, retirement will be here before you know it!  It’s never too early or too late to start saving for your retirement so consider opening a Retirement Savings Account at Viriva Community Credit Union to get started! We make it easy – […]

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It’s Me 247

View tutorial videos about some common functions within It’s Me 247: Please note that the online banking site used in the tutorial videos is not an exact replica of Viriva Community Credit Union’s It’s Me 247 Online banking site. Some features may defer from the actual live site. These videos are intended for illustrative purposes […]

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Filing For Bankruptcy

The Consequences of Filing For Bankruptcy People declare bankruptcy when they are not able to pay off their debt. It is usually a last resort however, many people feel it is a good way to eliminate their debt obligations. There are long term consequences to seriously consider before doing so! Declaring bankruptcy will negatively affect your […]

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MEMBER’S CHOICE Borrower’s Security

HELP PROTECT YOUR LOAN & PRESERVE YOUR STANDARD OF LIVING WITH MEMBER’S CHOICE BORROWER’S SECURITY! • About 1 in 8 of today’s 20-year-olds will die before reaching age 67.1 • Just over 1 in 4 of today’s 20-year-olds will become disabled before reaching age 67.1 • Long-term unemployment (those jobless for 27 weeks or more) […]

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Strong Password Tips

Having a strong password can make it difficult for criminals to hack into your online accounts. So many web sites require a password nowadays. The problem, though, is that most of us are not very clever when creating our passwords. The top passwords are: password, 123456, 12345678, welcome, jesus, ninja, and mustang. If one of these […]

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Tips to Buying A Car

Purchasing a car can be exciting and scary. Follow some of the tips below to help ensure that you have a pleasant experience and get the best possible deal. Car Buying Tips: Buy when you don’t have to – Don’t wait until your present car has broken down and you’re desperate. Shop for special financing […]

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Is Your Identity Safe?

Identity theft is a serious crime. Several major companies (Target, Neiman Marcus, Michael’s, etc.) have recently had breaches. The following are some ways you can protect yourself from becoming a victim. Leave your Social Security Card in a safe place. Do not keep it in your wallet or write it on checks. Protect your PIN. […]

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